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LLTC Quotes – Client Name
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Final Expense
SimpliNow (ages: 50-80): $5,000-$35,000
SimpliNow Legacy (ages: 50-80): Graded $5,000-$25,000
Guaranteed Issue Whole Life
GIWL (ages: 50-80): $5,000-$25,000
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Final Expense
Eagle Premier (ages: 50-85): $5,000-$30,000
Guaranteed Issue
Eagle Guaranteed (ages: 50-80): $5,000-$10,000
Home Mortgage Series
ADB (ages: 20-60): Term life insurance that provides affordable coverage in case of death due to an accident.
• $1,000 all cause death benefit.
• ADB: $100,000; $150,000; $200,000
CBO 50 (ages: 20-60): Universal life insurance that offers the option to receive 50% of base premiums back at the end of the Cash Back Option period.
• Non-med $25,000-$450,000 (no saliva)
CBO 100 (ages: 20-60): Universal life insurance that offers the option to receive 100% of base premiums back at the end of the Cash Back Option period.
• Non-med $25,000-$450,000 (no saliva)
Continuation (ages: 20-65): Term 125 product with the addition of life insurance continuing at 10% of initial face amount after initial Level Death Benefit ends.
• Non-med $25,000-$450,000 (no saliva)
Payment Protector (ages: 20-75): Decreasing Term coverage where the death benefit can be paid out in monthly income or lump sum.
• Non-med $25,000-$450,000 (no saliva)
Payment Protector Continuation (ages: 20-60): Same product features as Payment Protector, with the addition of a death benefit that is equal to 10% of the initial lump sum death benefit if the Monthly Death Benefit is no used.
• Non-med $25,000-$450,000 (no saliva)
Term 100 (ages: 20-75): Term product with face amounts low enough to fit many budgets.
• Non-med $25,000-$450,000 (no saliva)
Term 125 (ages: 20-75): Term product with a build-in Accidental Benefit Rider.
• Non-med $25,000-$450,000 (no saliva)
Whole Life
AdvantageWL (ages: 0-75): Min Face $15,000, ages 0 – 17. $25,000, ages 18 – 75
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Term Life
Term Life (ages: 18-75): $25,000 – $10 million
Universal Life
Universal Life (ages: 15 days-85): Min Face $25,000
Whole Life
Whole Life (ages: 15 days-85): Non-Med $10,000-$300,000 Click link for details
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Indexed Universal Life
Everlast (ages: 0-80): for clients looking for the security of a traditional death benefit. Min Face $150,000
• Exam-Free Underwriting: $150,000-$1,000,000
Pathsetter (ages: 0-80): for the cash value accumulation potential. Min Face $50,000
• Exam-Free Underwriting: $50,000-$1,000,000
ExecuDex (ages: 18-60): a fixed indexed universal life insurance product for busy, successful professionals. Your clients can go from application to an inforce policy in days without an invasive medical exam or even a lengthy interview. Min Face $150,000
• Exclusive underwriting process: InstApproval®: $150,000-$1,000,000
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Final Expense
PlanRight (ages: 50-85): $5,000-$35,000
Term Life
Strong Foundation (ages: 18-80): Non-Med $50,000-$400,000
Your Term (ages: 18-80): Fully underwritten $100,000-$10,000,000
Universal Life
SmartUL (ages: 0-85): Min Face $10,000, ages 0-15. $25,000, ages 16-85.
Whole Life
Advantage Plus II (ages: 0-85): Min Face $25,000
BrightFuture Children’s WL (ages: 0-17): Face $5,000-$75,000
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Accidental Death
Guaranteed ADvantage (ages: 18-70): $50,000 – $500,000
Final Expense
Living Promise (ages: 45-85): $2,000-$40,000
Indexed Universal Life
Income Advantage (ages: 0-85): a fully-underwritten indexed universal life policy emphasizing strong cash value accumulation.
• Face $100,000-$10,000,000
Indexed Universal Life Express (ages: 18-70): a simplified-issue indexed universal life policy that provides long-term death benefit protection.
• Face $25,000-$300,000
Life Protection Advantage (ages: 0-85): a fully-underwritten indexed universal life policy emphasizing long-term, affordable death benefit protection along with flexibility for the future.
• Face $100,000-$10,000,000
Term Life
Term Life Answers (ages: 18-80): Fully-Underwritten $100,000-$1,000,000+
Term Life Express (ages: 18-70): Simplified-issue $25,000-$300,000
Universal Life
AccumUL Answers (ages: 0-85): Fully-underwritten $25,000-$2,000,000+
Whole Life
Children’s Whole Life (ages: 14 days-17): Face $5,000 – $50,000
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Indexed Universal Life
Builder Plus IUL 3 (ages: 15 days to 75): Designed for great long-term cash value accumulation potential
Protection Builder IUL (ages: 15 days–85): Ideal for clients who desire an extended death benefit guarantee with strong potential for cash value accumulation. Premium Recovery Endorsement
Smart Builder IUL 2 (ages: 15 days – 80 years): For clients who want to leverage their premium into a larger generally tax-free death benefit all while maintaining access to potential cash value. With Waiver of Surrender Charge Option (WOSC) Rider
Term Life
ADDvantage (ages: 18-75): min $100,000
Universal Life
Custom Guarantee (ages: 15 days–85): Guaranteed exchange privilege allows exchange to IUL products without evidence of insurability and NO surrender charge. Premium Recovery Endorsement
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Final Expense
Immediate Solution (ages: 0-85): Standard, Preferred – Face $1,000-$50,000
10-Pay Solution (ages: 0-85): Standard, Preferred – Face $1,000-$50,000
Easy Solution (ages: 18–80; in New York, 50–75): Graded – Face $1,000-$25,000
Indexed Universal Life
Financial Foundation IUL (ages: 0-85): Min Face $25,000
Term Life
Trendsetter LB (ages: 18-80): Living Benefits. Min Face $25,000
Trendsetter Super Series (ages: 18-80): Min Face $25,000
Whole Life
Lifetime (ages: 0-80): Nonparticipating Whole Life. Min Face $25,000